Banking Products and Services Blog

Is Flipkart Axis card lifetime free?

Is Flipkart Axis card lifetime free? After RBI's ban on Mastercard, the bank started issuing this card on the Visa network as a lifetime free credit card.15-Feb-2022 What is the limit of Flipkart axis credit card? between ?25,000 - ?500,000 What is the disadvantage of Flipkart Axis Bank credit card? Drawbacks of Flipkart Axis Bank Credit Card Few downsides that were noted with this credit card are: The card offers cashback on online spends only. Also there is no cashback earned on fuel transa

Is it hard to get an American Express Platinum Card?

Is it hard to get an American Express Platinum Card? Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have good or excellent credit and make a lot of money, you have a good shot.19-Dec-2022 Is American Express Platinum Card luxury? Our quick take: The Platinum Card® from American Express is the king of luxury rewards travel cards, perfect for demanding travelers who place a high degree o

What is annual charges of Citibank credit card?

What is annual charges of Citibank credit card? The Citi Cash Back card comes to you at an annual card fee of ?500. B. Finance Charges: The interest rate on the Citi Credit Card will be 3.75% per month (i.e. 45.00% annualized). How to get approved for Citi credit card? You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you're after. Some Citi cred

What is the EMI for 40 lakhs home loan?

What is the EMI for 40 lakhs home loan? EMI Calculation for a 40 Lakh Home Loan with varying Tenors What is the EMI for 20 lakhs mortgage loan? EMI Calculation for a 20 Lakh Home Loan with varying Tenors What is the EMI for 75 lakhs home loan? Home loan up to Rs. 75 lakh Which bank gives best interest on home loan? Home Loan Interest Rate of all Banks 2022 Can I get 70 lakhs home loan? You can easily get sanctioned for an amount of Rs. 70 lakh or more to cover necessary costs, from purchasi

Is 4.25 a good interest rate for a home?

Is 4.25 a good interest rate for a home? This number is considered for your good. The 4.5 per cent is well below the average of about eight per cent. Also, 2.65 is the lowest mortgage rate in the year 2022. Thereby concludes that you can go for a 4.25 interest rate for your home.21-Dec-2022 What is mortgage loan interest rate? A mortgage loan is one in which you secure funds by pledging your property. The interest rates on mortgage loans range from 8.15% to 11.80% p.a. Usually, the amount of f

Which credit card is considered the best?

Which credit card is considered the best? Best credit cards of 2022 Wells Fargo Active Cash® Card: Best for cash back. Capital One SavorOne Cash Rewards Credit Card: Best for rewards. Wells Fargo Reflect® Card: Best for balance transfers. Citi® Diamond Preferred® Card: Best for zero interest. Capital One Quicksilver Cash Rewards Credit Card: Best for no annual fee. Which credit card is most powerful? One of the world's most prestigious credit cards is the Centurion® Card from American E

How much salary is eligible for Icici credit card?

How much salary is eligible for Icici credit card? Rs.2.5 lakh Is Icici credit card really free? It offers an assured credit card at zero annual fees without any income documents, given that you make a fixed deposit with the ICICI Bank. It offers global emergency support service and card replacement assistance. It offers about 15% savings via ICICI Culinary Treats Program. It offers up to Rs. Who is eligible for Icici credit card? In order to avail an ICICI Bank Credit Card, your age must be

Which HSBC credit card is best in India?

Which HSBC credit card is best in India? Top HSBC Bank Credit Cards HSBC Premier Mastercard Credit Card. HSBC Premier Mastercard is one of the best cards offered by HSBC Bank. HSBC Visa Platinum Credit Card. HSBC Smart Value Credit Card. HSBC Cashback Credit Card. Rewards Redemption: Complimentary Airport Lounge Access: Annual Fee: Other Fees and Charges: Does HSBC check cibil score? But in order to apply for an HSBC Credit card, you need to know about the Cibil Score. The minimum Cibil Scor

What is a good financing rate for a car?

What is a good financing rate for a car? The average auto loan interest rate is 5.16% for new cars and 9.34% for used cars, according to Experian's State of the Automotive Finance Market report for the third quarter of 2022. With a credit score above 780, you'll have the best shot to get a rate below 4% for new cars.07-Dec-2022 What bank is best to finance a car? Best Car Loan Rates of January 2023 Best Overall: PenFed Credit Union. Best Online Auto Loan: LightStream. Best Bank for Auto Loans

Is it hard to get a credit card from Bank of America?

Is it hard to get a credit card from Bank of America? As long as you meet the credit score requirement and a few other requirements, it's not hard to get a Bank of America credit card. As with all credit cards, you'll need to have a steady income and be at least 18 years old. You'll also need to have an SSN or ITIN.13-May-2022 What is the starting credit limit for Bank of America? The BankAmericard credit card credit limit will vary based on each applicant's creditworthiness, with many cardhol

Which credit card is best for student?

Which credit card is best for student? Best Credit Cards for College Students Discover it® Student Cash Back. Bank of America® Travel Rewards credit card for Students. Bank of America® Unlimited Cash Rewards credit card for Students. Capital One Quicksilver Student Cash Rewards Credit Card. Capital One SavorOne Student Cash Rewards Credit Card. Can I get credit card as a student? A student credit card is a credit card that is offered to students at the college level. Any student beyond th

What is the current SBI home loan rate?

What is the current SBI home loan rate? SBI Home Loan Details 8.40% p.a. – 8.75% p.a. State Bank of India is offering a concession on home loan interest rates between 15 basis points and 30 basis points from 4 October 2022 to 31 January 2023. The bank is providing lower interest rates during the festive season. What is the EMI for 20 lakh home? ?20 Lakh Home Loan EMI Details What is the interest of 20 lakh loan in SBI? SBI Personal Loan Details Which bank is best for housing loan? Best Ban

Is Amex platinum a hard card to get?

Is Amex platinum a hard card to get? Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. But if you have good or excellent credit and make a lot of money, you have a good shot.04-Mar-2022 What qualifies for Amex Platinum? Getting approved for the American Express Platinum is like any new credit card application. You have better chances with a credit score above 700, a clean credit history, and a low de

What are the top 5 major credit cards?

What are the top 5 major credit cards? Best credit cards of 2022 Wells Fargo Active Cash® Card: Best for cash back. Capital One SavorOne Cash Rewards Credit Card: Best for rewards. Wells Fargo Reflect® Card: Best for balance transfers. Citi® Diamond Preferred® Card: Best for zero interest. Capital One Quicksilver Cash Rewards Credit Card: Best for no annual fee. Which credit card is most powerful? One of the world's most prestigious credit cards is the Centurion® Card from American Expr

Is an American Express card worth it?

Is an American Express card worth it? Yes, an American Express card is worth it for people with good or excellent credit scores who want to earn rewards on U.S. purchases that they'll pay for in full by the due date every month. An Amex card may also be worth it for people who want an introductory low-interest period in addition to rewards.28-Oct-2022 Is it hard to get a American Express card? Yes, it's hard to get an American Express card because they all require good or excellent credit for

What do you mean debit?

What do you mean debit? A debit is a record of the money taken from your bank account, for example when you write a cheque. The total of debits must balance the total of credits. Synonyms: payout, debt, payment, commitment More Synonyms of debit. What is mean by debit and credit? A debit entry in an account represents a transfer of value to that account, and a credit entry represents a transfer from the account. Each transaction transfers value from credited accounts to debited accounts. Is de

Is it true that Citibank has no annual fee?

Is it true that Citibank has no annual fee? No Annual Fee. Forever. Welcome gift is valid for new Citi credit cardholders only. What is the highest credit limit for Citi card? The Citi® Diamond Preferred® Card credit limit starts at $500 and can range over $10,000 for the most creditworthy borrowers. According to our research, the average credit limit for borrowers with good to excellent credit (a credit score of 661 or higher) ranges from $5,209 to $9,543.11-Jan-2022 How to get approved for

What is the SBI credit card limit?

What is the SBI credit card limit? SBI Card Available Credit Limit: This is the amount available for usage at a particular point in time. For instance, if your maximum limit is ?2 lakh and you spend ?50,000, the available credit limit will be ?1.5 lakh. SBI Card Cash Limit: The SBI card cash limit again varies from one customer to another. Which card is best in SBI? Best SBI Credit Cards for Dec 2022 Is SBI giving credit card free? Here, is a piece of excellent news for you: SBI Card offers a

Why is it so hard to get an American Express?

Why is it so hard to get an American Express? Yes, it's hard to get an American Express card because they all require good or excellent credit for approval. But American Express isn't the only credit card company to target people in the highest tiers of the credit score scale. Barclays and Wells Fargo do too, for example.09-Dec-2022 Is having an American Express card good? American Express is one of the leading card issuers in the United States. It's known for its top-notch customer service an

What credit score do you need for Amazon credit card?

What credit score do you need for Amazon credit card? To get approved for this card, you'll need to have a good credit score of at least 670, though having a higher one certainly won't hurt your chances.11-Oct-2022 Can I get an Amazon credit card with a 600 credit score? Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards f