Which type credit card of HDFC is best?
Best HDFC Credit Cards for 2022
The average age requirement for an applicant for all types of cards should be minimum 18 years old and maximum 70. Applicant should either be self-employed or salaried person. He should have a regular source of income. Salary is a crucial deciding factor for credit cards.
What is the minimum salary for HDFC credit card?
The minimum salary is Rs. 12,000 per month for a salaried person, while its Rs. 2 lakh per annum for self-employed individuals. Applicant should have a regular source of income and a good credit score.
What is the minimum salary for HDFC credit card? The minimum monthly salary to avail an HDFC credit card is Rs. 10,000.29-Nov-2022
What are the 4 types of credit cards?
Rewards credit cards. Secured credit cards. Low-interest credit cards. Cashback credit cards.
Best credit cards of 2022
Which bank give easily credit card?
1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.01-Jan-2022
Being unemployed doesn't disqualify you from credit card approval. While issuers do ask for your income, you may offer alternative forms of income on your application.05-Aug-2022
Can I get credit card if my salary is 15000?
Yes, individuals with a salary of Rs. 15,000 per month can be offered credit cards.09-Sept-2022
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.17-Aug-2022
Can I get HDFC credit card without income?
You will need to have a regular income and provide proof of the same. Income requirement varies depending on the Credit Card being applied for. You can either be a salaried employee, or self-employed and managing your own business.
Best Credit Cards
Can I get credit card with 650 CIBIL score?
If the credit score is in between 650 and 750, it determines that the individual will not face too many hurdles while applying for credit cards and loans. A credit score that lies between 550 and 650 indicates that the individual is fairly regular with payments.
Yes, the bank offers credit cards to people who have a regular source of income. You are required to submit your monthly salary slips to prove that you have a stable income. Also, in case you are self-employed, then you have to submit your annual ITR as income proof.16-Dec-2022
Which credit card has maximum limit?
The winners of the nosebleed award for the highest credit limit among cards for mere mortals are these twins: Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, with annual fees in the mid-triple digits and high-double digits, respectively.
In very simple terms, the Credit Limit or the Credit Card Limit is the maximum amount that a person can spend on his or her Credit Card. This limit is something that the issuing company fixes.
What are 3 advantages of using a credit card?
Credit card benefits
Interest-free credit: A Credit Card comes with a grace period between purchase and payment (could be up to 50 days) during which the bank does not charge any interest. This is a perfect example of buy now and pay later. Rewards: Every time you pay using an HDFC Bank Credit Card, you earn Rewards.
Which credit card has fastest approval?
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Is a 700 credit card good?
You're within the good credit score range, which runs from 690 to 719. Your 700 score is better than 37.2% of consumers, according to credit scoring company FICO. FICO says 16.4% of consumers had scores from 700 to 749 in 2021.07-Sept-2022
Which type credit card of HDFC is best?