Which HSBC credit card is best in India?
Top HSBC Bank Credit Cards
But in order to apply for an HSBC Credit card, you need to know about the Cibil Score. The minimum Cibil Score required for HSBC Credit Card is 750 and above. So, you will have to maintain such a score in order to get quick approval from the bank.
Which bank gives credit card very easily?
The banks with the easiest credit cards to get include Bank of America and Capital One. Both of these major banks are common choices for first credit cards. That's because both have credit cards for every level of credit standing.12-Dec-2022
HSBC Visa Platinum Credit Card is one of the best credit cards for those who are new to credit cards and want to enjoy multi-dimensional benefits or rewards. It is a lifetime-free credit card, which means that it does not have any joining and/or annual fee.16-Jan-2020
What is the minimum salary required for HSBC credit card?
The eligibility criteria for HSBC credit cards are: Age – The age of applicant must be over 18 years but below 60 years. Income – The annual income of customer must be Rs. 3.00 lakh per annum in order to avail HSBC credit card.05-Apr-2021
Best credit cards of 2022
What credit score is needed for HSBC credit card?
700 or higher
Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 500 FICO® Score is significantly below the average credit score.
How is 750 CIBIL score?
A 750 credit score is Very Good, but it can be even better. If you can elevate your score into the Exceptional range (800-850), you could become eligible for the very best lending terms, including the lowest interest rates and fees, and the most enticing credit-card rewards programs.
Top 9 Low Income Credit Cards in India 2023
What is the minimum credit score for a credit card?
There is no minimum credit score needed for a credit card. Even borrowers with poor credit (a score of 300) or no credit card at all can qualify for some credit cards. However, options for bad-credit borrowers are limited and usually come with a high annual percentage rate (APR) and fees.17-Nov-2022
Although ranges vary depending on the credit scoring model, generally credit scores from 580 to 669 are considered fair; 670 to 739 are considered good; 740 to 799 are considered very good; and 800 and up are considered excellent.
Which credit card is most powerful?
One of the world's most prestigious credit cards is the Centurion® Card from American Express*.29-Nov-2022
How many credit cards should you own?
If your goal is to get or maintain a good credit score, two to three credit card accounts, in addition to other types of credit, are generally recommended. This combination may help you improve your credit mix. Lenders and creditors like to see a wide variety of credit types on your credit report.
Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.17-Aug-2022
Do credit cards Check your salary?
By federal law, lenders cannot extend credit to someone without first determining that the applicant has the ability to make payments, which is why credit card applications ask for things like your income, employment information, and what you pay in mortgage or rent.18-Apr-2022
The basic eligibility criteria across credit card providers are: (i)customers must be over 18 years of age (ii)they should be earning Rs. 10,000 per month if they are employed (iii) self-employed people should be earning at least Rs.29-Nov-2022
Which credit card brand is best?
Best Credit Cards
The most popular credit card company is Chase, with 149.3 million cards in circulation. And Visa is the most popular credit card network, with 353 million cards in circulation (vs. Mastercard's 319 million).15-Dec-2022
What are the 3 major credit cards?
Four major credit card networks dominate the market in the U.S.: American Express, Discover, Mastercard and Visa.06-Oct-2022
Which HSBC credit card is best in India?