How much salary is eligible for Icici credit card?

How much salary is eligible for Icici credit card?

Rs.2.5 lakh

Is Icici credit card really free?

It offers an assured credit card at zero annual fees without any income documents, given that you make a fixed deposit with the ICICI Bank. It offers global emergency support service and card replacement assistance. It offers about 15% savings via ICICI Culinary Treats Program. It offers up to Rs.

Who is eligible for Icici credit card?

In order to avail an ICICI Bank Credit Card, your age must be between 21 to 65 years, you have a regular source of income and you must be an Indian resident. Apart from this, you must fulfill the minimum salary requirement set by the bank for each credit card.16-Dec-2022

What is fee structure of Icici credit card?

ICICI Bank Credit Cards Fees and Charges 2022

Which credit card is free in Icici?

Platinum and Coral Credit Cards, No Annual Fee Credit Card - ICICI Bank.

Can I get a credit card without salary?

Yes, you can have a credit card without a job or salary slip, but in such a case you either need to show other sources of income or a good bank balance. You can also get a secured credit card against fixed deposits or mutual funds.17-Aug-2022

What is the daily limit of Icici credit card?

ICICI Card Total Credit Limit For instance, if the total credit limit against your ICICI card is ? 1 Lakh, then it means that you can spend up to ? 1 Lakh against your ICICI credit card.04-Nov-2022

What is the penalty for Icici credit card?

Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date, and are applicable at the rate of 30% of the minimum amount due subject to a minimum of ` 300 and a maximum of ` 600. vi.

How to use ICICI credit card first time?

Visit >> Select “Register now” >> Enter Credit Card details >> Enter OTP >> Generate Personal Assurance Message (PAM) and 3D Secure PIN of your choice. You can also register your Credit Card during online shopping i.e Activation During Shopping (ADS).

Which bank give easily credit card?

1. HDFC Bank instant approval credit card. HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership. here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click.01-Jan-2022

What is minimum salary for credit card?

On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed. You may be asked to submit your latest Income Tax Returns copy as income proof.

Can I get credit card with 50000 salary?

Premium and super-premium credit cards usually require applicants to have an income of above Rs. 50,000.12-Jan-2022

Which credit card has no joining fee?

Amazon Pay ICICI Bank There is also no annual fee, and it is one of the best credit cards in India with no joining fee. The interest on these cards is between 3.5%-3.8% per month. They offer frequent reward earnings that can be used on Amazon on over ten crore products. Their one reward point value is Rs.09-Sept-2022

What is Icici credit card interest rate?

Even when you repay the cash advance on or before the due date, the interest charge is applicable. ICICI bank charges interest rates from 1.25% per month to 3.50% per month depending on various factors including the cardholder's credit history, purchase behaviour, repayment pattern and others.

Are credit card fees monthly?

Why credit cards have annual fees. Credit card companies make money on the fees they charge customers, including the annual fee, interest charges that rack up when you don't pay your bill in full each month and interchange fees that businesses pay every time you swipe your card.

Can I get credit card on zero balance?

No problem! Now you can open a zero balance digital savings account and apply for the credit card during the account opening process online. Kotak 811 is a zero balance savings account that you can open online from the comfort of your home. It doesn't have any Average Monthly Balance (AMB) requirement.

Can I get Icici credit card without cibil score?

A. The minimum credit score needed for ICICI Credit Cards is 750. 3.

Is credit card EMI interest free?

In most cases, you will need to pay interest on the EMIs. The interest rates are generally lower than the credit card interest rates. Processing charges or other fees may be applicable. Tenures for credit card EMIs range from three to 18 months.

Can a normal person get credit card?

Apply for a secured Credit Card If the other two methods of availing of a credit card without income don't suit you, you can apply for a secured variant. Issuers offer a secured credit card against collateral such as a fixed deposit or a mutual fund. In some cases, they also require you to make a security deposit.

Can a housewife get a credit card?

Is it possible for a housewife to apply and get a credit card? Yes, housewives can get a credit card. However, this may be via an add-on card. They can also have a fixed deposit at the bank through which they can easily apply for a credit card with the bank.

Can I get credit card without job?

Being unemployed doesn't disqualify you from credit card approval. While issuers do ask for your income, you may offer alternative forms of income on your application.05-Aug-2022

How much salary is eligible for Icici credit card?